100% free bond origination · All major SA banks
Services
We submit to every major South African bank on your behalf. Here are the situations we handle most often.
01
We hold your hand through every step.
Buying your first home is daunting. We guide you through pre-qualification, the offer to purchase, bank submissions and signing — and we know the bank programmes that favour first-time buyers, with lower deposits and higher loan-to-value ratios.
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02
Structured for tighter bank criteria.
Banks treat investment properties differently — tighter loan-to-values, higher rates. We know which banks are aggressive on second-bond pricing and structure the application accordingly.
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03
Had your bond more than three years?
You’re almost certainly paying too much. We requote your existing bond against current market rates, and if a switch saves you money after legal costs, we handle the transfer.
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04
The right paperwork, at the right bank.
Self-employed cases need a specific document package and the right bank. We know which banks lend to business owners on management accounts versus only audited financials.
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05
Draws that match your builder’s schedule.
Building loans are released in stages tied to construction milestones. We structure these so your draws line up with your builder’s payment schedule and you don’t pay interest on capital you haven’t drawn yet.
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06
Access your equity before transfer.
Need access to your equity before transfer goes through? We arrange bridging finance through bank-vetted partners so you have funds when you need them.
Get startedBanks we submit to
Pre-qualify online and tell us your situation. We’ll point you at the right product before you waste time on the wrong bank.
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