What if I pay a bit more each month?
Extra payments calculator
Find out how much interest and time a little extra each month knocks off your bond.
Prime 10.75% · 25 September 2026
R
%
Prime is 10.75%.
R
Even small amounts go straight to capital.
Interest you’d save
R 605 016
Paid off 4 yrs 9 mo sooner — in 15 yrs 3 mo instead of 20 years
Standard repayment
R 15 228
With extra
R 16 728
Time saved
4 yrs 9 mo
Assumes the rate stays constant and extra payments reduce capital immediately. Check whether your bank allows access to extra funds paid in (an “access facility”) — it’s a useful emergency buffer.
Ready to see what you qualify for?
Free, no obligation. Get a real view of what the banks will lend you in about two minutes.
