What will my monthly repayment be?
Bond repayment calculator
Work out your monthly instalment, total interest and how your balance falls over time.
Prime 10.75% · 25 September 2026
R
R
10.0% of the purchase price — typically earns a sharper rate
%
Prime is 10.75%. Your rate is priced as a margin above or below prime.
Estimated monthly repayment
R 16 447
On a R 1 620 000 bond over 20 years at 10.75%
Bond amount
R 1.62m
Total interest
R 2.33m
Total repaid
R 3.95m
- Capital · 41%
- R 1 620 000
- Interest · 59%
- R 2 327 210
Negotiating just 0.5% lower saves R 544/month — that’s R 130 581 over the loan.
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