Your home loan, negotiated by experts.
We submit your application to every major South African bank, get competing offers, and hand you the best deal. You pay nothing — the bank that wins your bond pays our fee.
Run a free LUCID Clear Credit assessment online. Get a real view of what the banks will lend you and at what rate — before you even make an offer.
Start the Pre-Qualification →Powered by MultiNET & LUCID Clear Credit
How BondMakers works
We do the running around. You sign once, we submit everywhere.
Pre-qualify online
Run a free LUCID Clear Credit assessment. You'll see what the banks will lend you and at what rate, before we make a single call.
We submit everywhere
One application form — we send it to ABSA, FNB, Nedbank, Standard Bank, SA Home Loans and Investec.
You pick the best offer
The banks compete. You choose the lowest interest rate. We finalise the paperwork and you move into your new home.
Why use a bond originator?
Banks don't advertise their best rates. They negotiate them — and only when there's a competing offer on the table. Going to a single bank yourself almost always costs you a quarter to half a percent on your interest rate. Over a 20-year bond on R1.5m, that's tens of thousands of rands.
- Apply once, reach every major bank
- We negotiate the rate on your behalf
- Free to you — the winning bank pays us
- 20+ years combined SA home-loan experience
- Personal service from Julie and Bertus, not a call centre
| Rate | Monthly | Total interest |
|---|---|---|
| Prime + 0.5% | R 17,082 | R 2,599,650 |
| Prime | R 16,594 | R 2,482,560 |
| Prime − 0.5% | R 16,113 | R 2,367,120 |
Illustrative figures at 11.75% prime. A half-percent rate difference saves you R 232,530 over the life of the bond.
Ready to see what you qualify for?
Free, no obligation, no credit check at this stage. Get your estimate in two minutes.
Start Pre-Qualification →